Affordable Individual Health Insurance

The driving principle behind healthcare reform is a desire to provide more affordable health insurance for more people. It remains to be seen whether this will happen under the Affordable Care Act, but one thing is sure — the new law will have a huge impact on all individuals and families without an existing health plan — and even on many who already have coverage. The biggest change introduced by the law known as Obamacare is the requirement that every American must now be covered by a qualifying health insurance plan or face a tax penalty. On the plus side, many low-to-middle-income Americans will receive subsidies to cover a significant share of their health care costs, while an expanded segment of poorer Americans will receive free medical insurance under Medicaid.


Tax Ramifications of Using Premium Credits

Learn what kinds of tax ramifications can impact you and your family if you decide to use a premium tax credit. Will you owe the government money?

2014 Silver Plan Rates for a Family of Seven

See what rates a subsidy-eligible family of seven could expect to pay for a silver plan, depending on the family’s annual household income.

2014 Silver Plan Rates for a Family of Six

Find the rates the Affordable Care Act says a family of six should pay for a silver plan in 2014 if the family qualifies for a premium tax credit.

2014 Silver Plan Rates for a Family of Five

Discover what the silver plan premium rates are for a subsidy-eligible family of five in 2014, according to the Affordable Care Act.

2014 Silver Plan Rates for a Family of Four

If your family of four qualifies for subsidized health care, discover what you will pay for the Affordable Care Act’s benchmark silver plan in 2014.

2014 Silver Plan Rates for a Family of Three

Learn what a family of three can expect to pay for a silver-level health plan in 2014 if they qualify for a premium tax credit.

2014 Silver Plan Rates for a Family of Two

See how much a silver plan will cost a subsidy-eligible family of two in 2014, according to the Affordable Care Act.

2014 Silver Plan Rates for a Household of One

Learn what circumstances cause you to be regarded as a household of one and what your 2014 silver plan price is with a premium tax credit.

Who Qualifies for a Premium Tax Credit?

The premium tax credit is a key part of the Affordable Care Act’s attempt to make health insurance more affordable. See if you qualify for this subsidy.

Obamacare Penalty Calculator

Calculate the estimated tax penalty you will owe under Obamacare if you or members of your family do not have health insurance.

Paying a Penalty for No Health Insurance in 2014-2016

See how much of a penalty you might have to pay in 2014, 2015 and 2016 if any members of your family do not have health insurance.

Will Health Insurance Premiums Rise Under Obamacare?

Although the Affordable Care Act is likely to increase health insurance premiums, whether it does so for you will be determined by a number of factors.